The most accessible national MM2H tier — USD 150,000 fixed deposit, 5-year renewable pass, RM 1,000 government participation fee.
最易申请的全国MM2H类别——定存15万美元、5年可续签、政府参与费RM 1,000。
| Fixed Deposit定期存款 | USD 150,000 |
| Visa Duration签证期限 | 5 years, renewable |
| Minimum Age最低年龄 | 25 years |
| Property Min.置产要求 | RM 600,000 |
| Participation Fee参与费 | RM 1,000 (principal) |
| Processing Fee专业服务费 | RM 40,000 |
| Min. Stay / Year每年最低居住 | 90 days (age 21–49) |
| Work / Business工作/经商 | Not allowed |
Silver suits families and retirees who want a licensed long-stay pass without Platinum-level capital. Age 50+ is exempt from the 90-day stay. Applicants who must work should look at Platinum or PVIP instead.
白银适合希望以较低门槛取得持牌长期居留、但无需铂金级资金的家庭与退休人士。50岁以上豁免每年90天居住。必须工作或经商者应考虑铂金或PVIP。
Place USD 150,000 with a licensed Malaysian bank after conditional approval. Up to 50% may later be withdrawn for a qualifying property purchase, medical care, education or domestic tourism — the same rule we publish on the main MM2H page.
原则批准后，须在马来西亚持牌银行存入15万美元。获批后最多可提取50%用于符合条件的置产、医疗、教育或国内旅游。
A Malaysian residential purchase of at least RM 600,000 is compulsory on Silver. That is separate from the fixed deposit. Popular areas for our Chinese-speaking clients are Mont Kiara, KLCC and Damansara — see property.
白银类别强制购置至少RM 60万住宅，与定存分开计算。华语客户常见选择为满家乐、KLCC与白沙罗。
Government participation fee is RM 1,000 for the principal (dependants free on this tier). Our professional processing fee is RM 40,000. Full breakdown: MM2H fees 2026.
政府参与费主申请人RM 1,000（本类别家属免参与费）。专业服务费RM 40,000。完整对照见费用指南。
We confirm eligibility, assemble the file and submit under Licence MM2H898. First consultation is free.
我们复核资格、整理文件并以执照 MM2H898 递交。首次咨询免费。